Practice Loans Overview – Funding Your Dental Practice

Comprehensive guidance on practice loans for UK dentists, including acquisition, refurbishment, and equipment finance to support growth and long-term stability.

Understanding Practice Loans

Practice loans are tailored financial products for dentists to acquire new clinics, renovate existing practices, or invest in essential equipment. Unlike generic business loans, they consider NHS and private patient revenue, associate arrangements, and practice profitability.

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Types of Loans Covered

Why Practice Loans Matter

Structured funding helps dentists:

  • Purchase or expand a practice without depleting personal capital
  • Upgrade equipment to maintain high clinical standards
  • Manage short-term cash flow through working capital loans (Working Capital Strategies)
  • Plan growth with predictable repayment structures
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Linking Loans with Overall Finance

Practice loans should integrate with cash flow management (Cash Flow Management), insurance, tax planning (Insurance & Tax Overview), and equipment investment (Dental Equipment Finance).

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